Chief Financial Officer (CFO) Job at Muscle, United States

d0EyaFIxeHRaSnFrdDBCWDl1S0tyaEVhYmc9PQ==
  • Muscle
  • United States

Job Description

About Muscle (Musclepoints)

Muscle is the AI optimization layer for bank loyalty programs. We help banks and fintechs control and optimize the economics of every points redemption in real time, so they save money and cardholders get more value. Our platform already powers millions of redemptions for clients like Banamex, Interbank, Banco General, AstroPay and dLocal.

  • Profitable, with $8M raised from angels and private investors
  • No near-term fundraise needed: we grow on our own revenue
  • 30-person team, mostly in Costa Rica, with a Miami office opening soon
  • Built by bankers, for banks

The Role

You will be our first CFO, reporting directly to the CEO. This is a builder role: you will set up the finance function from scratch and become a key partner to the founders on strategy, pricing and growth.

What You'll Do

  • Own financial planning, modeling and forecasting for the company
  • Model the economics of our deals: interchange, acquiring fees, payment flows and redemption margins
  • Help shape pricing and commercial terms with bank and fintech clients
  • Join executive-level client meetings and dinners, and build strong relationships with bank leaders
  • Build the finance stack and processes using AI tools from day one
  • Prepare the company for its next stage of growth (Miami office, new markets, future capital options)

What We're Looking For

  • 5-8 years in investment banking or private equity, ideally now moving into (or already in) tech
  • Strong financial modeling skills
  • Good understanding of the payments industry (interchange, acquiring fees, payment flows)
  • AI-native: you use AI tools every day in your work, not just occasionally
  • Fully bilingual in Spanish and English
  • Great people skills: comfortable in front of C-level bank executives
  • Based in the Americas (Miami, US East Coast or LATAM preferred)

Nice to Have

  • Open to relocating to Costa Rica
  • Experience in fintech, banking or loyalty

Location & Travel

  • Remote within the Americas (Miami, East Coast or LATAM preferred)
  • Travel to Costa Rica or Miami 1-2 times per month

Compensation

  • North America: around $250K base
  • LATAM: around $150K base
  • Equity: 1.5% - 2% in stock options

Job Tags

Full time, Work at office, Remote work, Relocation

Similar Jobs

Edge Technology

Data Entry Representative Job at Edge Technology

 ...is a good fit for someone who enjoys working with information, pays attention to small details, and can stay...  ...while working independently from home.What Youll Do#Enter and update information...  ...& Benefits#Competitive hourly pay based on experience and position... 

Southeastern Louisiana University

HVACControl Tech Job at Southeastern Louisiana University

 ...This position is responsible for a variety of tasks relating to variable frequency drives computerized HVAC controls for chillers boilers air handlers and pumps. Candidates must possess the appropriate EPA refrigerant recycling and recovery certification for technicians... 

Vero Networks

Fiber Splicer Job at Vero Networks

 ...Fiber Splicer Department: Outside Plant Reports To: Project Manager POSITION SUMMARY Were looking for a Fiber Splicer to...  ...to wear personal protective equipment, such as hard hats, safety glasses and steel-toed boots. This position requires the ability to... 

Hantz Group

Planning Analyst - Intern Job at Hantz Group

 ...Planning Analyst Intern Hantz Group is a Michigan-based financial company that works with individuals and businesses to help them achieve their financial goals. We are a Family Office that manages over $11B+ of assets, has 20+ offices and over 600 employees. We offer... 

Denali Water Solutions LLC

Class A CDL Truck Driver | CDL-A Regional Tanker Driver | 4214 Job at Denali Water Solutions LLC

 ...join our team today! Class A CDL Truck Driver | CDL-A Regional Tanker Driver (Roamer)...  ...will be expected to perform pre-trip and post-trip inspections to maintain vehicle safety...  ...operations. Communicate with the corporate office/operations team regularly for all service...